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Post by ZenMaster on Oct 1, 2020 17:41:35 GMT -5
Actually, none of the above bob. It has to do with a campaign having boots on the ground. Trump may be a total tool, but he probably has a few experienced political mercenaries working for the campaign that actually know what they are doing. .
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Post by MonkeyBrook on Oct 1, 2020 17:46:54 GMT -5
UHC, the nations biggest private insurer had $14B in profits in 2019...$14B.... Thanks for pointing out how broken the HC system is. Too bad Trump has no plan to address it (other then the mythical one he keeps saying he’s going to reveal when the time is right, lol). Sorry why? Are you against free market? Do you own UHC stock? Big Pharma stock? Yes you do. Check your holdings of your 401k and please report back. Obama care has been an absolute disaster. Fact
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Post by ZenMaster on Oct 1, 2020 18:58:36 GMT -5
Thanks for pointing out how broken the HC system is. Too bad Trump has no plan to address it (other then the mythical one he keeps saying he’s going to reveal when the time is right, lol). Sorry why? Are you against free market? Do you own UHC stock? Big Pharma stock? Yes you do. Check your holdings of your 401k and please report back. Obama care has been an absolute disaster. Fact It not a question of supporting a free market or not, that’s a false choice. When something is life and death it is hard to subject it to free market forces. Obamacare as we know it is a stripped down version of what was originally proposed and has been chipped away at ever since, especially in the last 3 years. It never really has a chance because of politics. Trump is going to get his scotus judge who will then vote defeat Obamacare with no viable replacement and then real chaos will ensure in middle of a pandemic. Worst case scenario.
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Post by MonkeyBrook on Oct 1, 2020 19:13:21 GMT -5
Why do you keep saying there will be no replacement? Could there be a plan that just hasn’t be shared yet? Do you really think the republicans could do worse than current option? And please do not blame it on the new judge. It will be a court decision not just ABC vote. You know better .
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Post by ZenMaster on Oct 1, 2020 19:25:09 GMT -5
Why do you keep saying there will be no replacement? Could there be a plan that just hasn’t be shared yet? Do you really think the republicans could do worse than current option? And please do not blame it on the new judge. It will be a court decision not just ABC vote. You know better . Because there isn’t. No. Yes. Why not? Duh. Whatever.
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Post by MonkeyBrook on Oct 1, 2020 19:36:12 GMT -5
Want to make another wager! When shit goes away new plan will be rolled out?
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Post by ZenMaster on Oct 1, 2020 19:42:28 GMT -5
Want to make another wager! When shit goes away new plan will be rolled out? You must be kidding. No way, much too nebulous. Whatever they come up with someone will claim it was a “plan”. PS - that was multiple questions answered in one fell swoop.
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Post by what is hip ? on Oct 1, 2020 19:43:06 GMT -5
Why do you keep saying there will be no replacement? Could there be a plan that just hasn’t be shared yet? Do you really think the republicans could do worse than current option? And please do not blame it on the new judge. It will be a court decision not just ABC vote. You know better . Because there isn’t. No. Yes. Why not? Duh. Whatever. When you were running your RE development company, did you not have employees? I had employees - not many - but enough that we provided health ins for. Our costs went up over 20% roughly year over year once ACA went into effect. We did a couple of things to combat - we asked employees to take large deductibles which we reimbursed to them.... (that came off our bottom line, which meant less money to me. We wrote it off, just like any business person would - but I know you probably think that is unethical). In essence, we were the reinsurance to our employees and we gambled that our paying our employees ded's wouldn't out weight the increase in premiums. Then we had to bite the bullet and make our employees pay half. Great for them and us, right? ACA was a huge lie. The "affordable" part especially. The king liar in chief was Obama. You wanna provide the quote? I'm sure you could cut and paste it. If, not here it is:
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Post by MonkeyBrook on Oct 1, 2020 20:13:12 GMT -5
Want to make another wager! When shit goes away new plan will be rolled out? You must be kidding. No way, much too nebulous. Whatever they come up with someone will claim it was a “plan”. PS - that was multiple questions answered in one fell swoop. Nice job, but sorry ObamaCare might have been a plan but a terrible plan. We can and will do better.
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Post by ZenMaster on Oct 1, 2020 20:19:37 GMT -5
We can and will do better. Remains to be seen. They’ve already had 3+ years and haven’t even put anything on the table.
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Post by sitzmark on Oct 1, 2020 22:07:09 GMT -5
Health insurance costs have been rising 10%-20% annually since the late 1980's. Obamacare was conceived as an attempt to stop that, get full participation in insurance coverage for higher overall economic productivity (sick people are a drag on the economy), and spread risk across healthier (younger) demographics who were increasingly not buying insurance but using a loophole in the system to get care through emergency rooms. The problem of emergency room care was exploding because more and more people couldn't afford premiums. Hospitals were facing insolvency because there was nowhere to recover the cost of treating the uninsured. Legaly the uninsured could not be turned away from emergency room care because of the EMTALA law passed under the Reagan administration in 1986.
The government enacted TEFRA/DRG's (Tax Equity Financial Responsibility Act/ Diagnostic Related Groups) in 1988 in an attempt to combat rising Medicare expense due to medicare patient payouts to the private healthcare sector. TEFRA grew out of a Yale study that looked at the average cost for the same procedures across the country and established a baseline for what the same procedure should cost adjusted for specific locale costs of doing business. Medicare would pay according to TEFRA/DRG. Medical providers were required to "accept assignment" for Medicare patients and not charge the the difference. Eventually that led to to private insurers calling foul in the 00's - because the uncovered cost not being covered by Medicare/Medicaid was being "cost-shifted" to patients with private coverage. Initially private insurers just kept passing those expenses along in higher premiums to employers and individuals. Fortune 500 companies like the two I worked for a that time - Corning Medical and Ciba Geigy - stopped purchasing policies for employees and began to self-insure for routine medical coverage and carry riders for catastrophic expense incurred by employees. Obviously that was having an impact on insurance company bottom lines. Then HMO's kicked in and, and, and...
The system has been on a crash course for decades. The simple fix .... get rid of EMTALA and allow people to be kicked out if they can't pay or afford insurance. Done. Except for millions of uninsured people wandering the streets sick and dying. With the Medicare funding disaster pending and all other funding disasters and national deficits there is no fix that isn't going to make (10's of) millions of people's lives "challenging".
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Post by sitzmark on Oct 2, 2020 1:42:25 GMT -5
... which bring us to why healthcare stocks have been a key part of the growth in people's 401k. And a major factor in economic growth. Healthcare insurance/assistance - private and/or public and the increase in spending/premiums/funding. That is what has allowed an explosion in medical technology, medical devices, medical procedures, pharmaceuticals, medical professional careers, R&D, and every other sector of the medical industrial complex. You can't cherry pick - it comes wrapped in an entangled bow. Pull anywhere and it starts to unravel.
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Post by promontoryrider on Oct 2, 2020 5:10:25 GMT -5
Meanwhile POTOS and FLOTUS tested positive for CV19 overnight.
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Post by MonkeyBrook on Oct 2, 2020 7:13:24 GMT -5
DJT is 6-0” 244 lbs. at his age and weight he is in high risk category.
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Post by promontoryrider on Oct 2, 2020 7:18:42 GMT -5
DJT is 6-0” 244 lbs. at his age and weight he is in high risk category. I think he will get good care.
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